This brief summary will enable you to get a sense of Australian property investment and how Australian off-plan or established [investment] properties can be a great asset to your investment portfolio.
Since of the popularity of Cairns as a residential hub, a lot of Australians, interstate/overseas property buyers/investors are looking to buy re-locate to this wonderful unique tropical world heritage gateway to the reef and rainforest.
Australian Property Investment a specialist in finding advising of Houses & land in the Cairns area. These can range from luxury villas, apartments, townhouses and penthouses to plots of land for you to choose from. Or built and bought by a landlord for someone else to live in. Owning the land and houses is a bonus. We provide information on exclusive investment property which are unavailable packages in the Cairns Northern Beaches one of the best places to be and...to buy or long term invest .
Aside from the wealth effect from the terms of trade, population growth in Australia has also been higher than other advance economies, mainly because of strong immigration. Australian Investment Institute: Wealth, Retirement, Superannuation.
Retirement Planning: Wealth Creation and Superannuation Strategies.
Australian Investment Institute through associates are advising to more and more people about how to manage their own wealth creation strategies as the government struggles to fund Australia's ageing population.
If you are planning investing in Australian property - take the time and do your own research: sure use local knowledge, hire your own lawyers and valuers so that they work for you. Often you can get important key figures and advice from local licensed real-estate agents.
We advice to find out information on tax planning to help make your investment in Australian property a successful one i.e. Australia's Investment Industry, Investment Opportunities, Financial Planning, Accountants, Banks, Fund Managers, Market Reports, Research, Investment Properties, Risk Management. Superannuation planning and wealth creation for your retirement strategy is complex.
Future:
Australia's unique ecology, vast swathes of wilderness and rich environmental diversity and the urgent need to protect it, have made it a world leader in the rapidly growing market in environmental and clean energy technologies. AIP offers exclusive plots in some of Australia's property hotspots.
Population
Strong population growth and high real income growth in the wake of record-high commodity prices this year will continue to support house prices. Aside from the wealth effect from the terms of trade, population growth in Australia has also been higher than other advance economies, mainly because of strong immigration. Population growth and rising incomes ensure the demand for housing outpaces current supply, causing prices to rise.
For more information or enquiry please contact API
Saturday, January 22, 2011
Important facts to ponder on before buying Australian property
Friday, January 14, 2011
Why buying Australian Cairns Northern Beaches Property
Over the years Australia has been regarded mainly as an emigration location but today many home buyers are purchasing wisely in carefully selected real estate locations in Australia that will provide them the worthwhile long term returns and supply an ever increasing demand for rental properties.
You can find out about the many reasons for this in our investment research in Australia section and learn why Australia still offers property investors excellent growth potential. Despite misgivings by some investors due to increased interest rates and high property prices, the real estate market is in fact booming in certain parts of Australia.
Today investors can take advantage of many economic and political advantages to property purchase in Australia, meanwhile enjoying the outstanding natural beauty, climate and lifestyle.
Due to high interest rates and property prices, many Australians are increasingly seeking rental accommodation, making this a healthy growth area for investors.
Australian land purchase gives investors a prime opportunity to gain maximum returns on investment. They maintain valuable contacts with many large-scale individual investors and investment consortiums who wish to take advantage of the current hot investment locations in Australia.The Foreign Investment Review Board (the FIRB) examines proposals by foreign people and companies to invest in Australia. The FIRB website contains information about Australia's foreign investment review arrangements including application forms and 'How to Apply' Guides as well as information material to assist potential applicants. It also provides information on Australia's engagement on international investment policy matters at International Engagement.Providing investors with exclusive access to premium Australian property including off-plan & new build properties in the Cairns area a residential hub, a lot of Australians, interstate/overseas property buyers/investors are looking to buy re-locate to this wonderful unique tropical world heritage gateway to the reef and rainforest.
Summary: Not only is Australia an outstanding country in terms of lifestyle and climate, it offers many economical and political advantages to today's overseas property investors. Intelligent investors are making the most of today real estate market in Australia, while opportunities still last, for land, buy-to-let and pure investment options.Australian Property Investment For more information please contact us here
Thursday, December 16, 2010
Early 2011 the Australian Cairns Northern Beaches Housing & Property market can look ahead to an upswing.
Based on a recent IMF report which suggest that AUSTRALIAN house prices could be overvalued by as much as 10 per cent in some areas, but strong population growth and rising income will continue to underpin the market, an international report viewing to the International Monetary Fund (IMF) has found a link between episodes when Australia has a strong terms of trade - the relative performance of exports to imports - and rising house prices.
The current historically high terms of trade are expected to be long-lasting,
Strong population growth and high real income growth in the wake of record-high commodity prices this year will continue to support house prices.
In the past 20 years house prices have increased by almost 120 per cent, and have already recovered from the global financial crisis shock in 2008 to pre-crisis levels, although prices have now levelled out yet.
Home loans, savings accounts and more
This rebound was supported by the federal government's more generous first time home buyer subsidy and a fall in mortgage rates in 2008/09 that helped to increase housing affordability.
Aside from the wealth effect from the terms of trade, population growth in Australia has also been higher than other advance economies, mainly because of strong immigration.
An insufficient supply of housing is also placing ongoing pressure on house prices.
The increasing scarcity of land in main urban centres in Australia is an important factor.
The fact that such a high proportion of Australia's population live in two major cities tends to drive up average house prices.
They say recommended reforms reported in Australia's Future Tax System - the so-called Henry tax review - to stamp duties and land taxes should reduce the current impediment to housing supply generated by the tax system.
The review says that stamp duties are a highly inefficient tax on land, while land tax could provide an alternative and more stable source of revenue for the states.
Such recommendations have so far not been taken up by the Federal Government.
The IMF staff report also suggests that from a financial stability perspective, any downturn in Australian house prices is likely to be orderly.
Stress tests suggest that a correction in house prices is not expected to take a toll on banks because of the low-level of high-risk mortgages, they say.
Nick Jacobs
Australian Property Investment Cairns
www.australianpropertyinvestment.com
info@australianpropertyinvestment.com
Monday, December 13, 2010
You cannot miss out train Real Estate
Hello my name is Carlos and I unfortunately Australia.
How do I say this? Well is because I believe are you in the reversal of the century. If you don't know what I'm going on about for good here is REAL ESTATE.
I remember the global financial crisis, well here in Australia, house prices decreased only slightly, to give an example of average Aussie land through the financial crisis housing prices world capital cities most was approximately $450,000, which is of approximately $415,000. Since then, Australia average housing prices has rose from $30,000 to around $480,000.
What does that all mean that you ask? Let me show you. Example: KANSAS CITY USA, HOUSE FOR SALE, return $35,000 United States $ tenants paying month of PER $550, which is around 18%. Now lets look Australia example: PERTH, WESTERN AUSTRALIA, HOUSE FOR SALE, $420,000, tenants paying month of PER $1200, which is approximately 3-4% (do quite sad flows effective not you think?).
Now tell me you, Australia houses are still selling like doughnuts even at these high prices.
Only if we had offerings that are happening in AMERICA, more than we could reach our financial goals. United States could buy a collection of units and houses for 1 House in Australia costs. That would mean early retirement and dreams reality.
Most Australians sees houses as the safest and most profitable tool. You can use to gain capital, cash flow and you don't have to rely on the greedy company CEOs to help you find benefits when the only thing that matters to them is his own pocket.
America is at its lowest, and now is the time to take advantage. MILLIONAIRES are made at a time like this. America must stop focus on making money on the stock market, because they have investment tool more profitable right nose there – REAL ESTATE.
I can honestly say that I have researched the market goods roots of the almost every Western country and I must say that I have never seen an opportunity like this EVER. The best Council that I found on the net about how lucky Americans can invest in real estate and start a path towards a future financially free. Check out his fantastic http://passiveprofits.info. Only if we Aussies had this opportunity.
Investment property – one time a good buy, always a good purchase
Certainly everyone has reached an agreement with the fact that the days of the property boom estate are well behind of us. Simply, lamenting "these days" is like the dull sound of a Bell sinking.
Polar side for that period, however, is interesting positions that people are taking witness. Now: some are trying to be released from grip property, others are playing a game of pending, planning home to cool further and be rewarded with a better "bargain", while the third group of people is kept constant prices.
RELEASE: economy global cooling, global warming local inflation and interest rates and red hot concern about whether they erupt Australia effusion of lava on a nervous population mining boom, there are many people who feel the momentum of the property.
CATCH: Secondly, there are these people waiting to be rewarded for their patience in the waiting for a bargain to drop from the sky. Of course, the danger is not having an interest - rate crystal ball which can be a bargain now may not be in the future if interest rates should rise and deny any immediate profit: is a strategy of equilibrio-acto - as fragile one of exceptional foresight or steel balls. Similarly, many are waiting for enough people jump in before that do - "lemming" approach is not one I would recommend that Marquette Turner, now or at any time.
HOLD: Finally, those able to hold and are able to factor in the increased rates are experiencing increasing yields, with eventually favoring the owner after many years in the abatement of rent. There are many encouraging signs that returns rental is improving. Recently released data show that there are now 60 suburbs within the metropolitan area of their respective capital across the Australian continent experiencing a gross return of six per cent minimum.
Currently, the cost of living and affordability are factors that are feeling the Australian majority and at the same time get used to it perhaps a painful and bitter pill to digest, there may be some good lessons and increasingly better decisions.
You must have noticed motto of Marquette Turner, "being an intellectual property" and this must resound now stronger than ever.
Look in this way, if encourages roots property buyers to take much more measured and advised the choices and decisions that once may have, then the future of the real estate Australian is solid, positive and an excellent investment strategy. Remember these words: once a good purchase, always a good purchase!
Simon Turner
Sunday, December 12, 2010
Australia Mortgage - how to borrow to buy goods Australia roots
Are you planning to buy an investment in Australia property? Many foreign investors are attracted by Australia stable property, reliable growth and availability of credit market. Then, how can you also take advantage of the Australian property market?
1. The basics of investing in Australia
As a foreign investor, you are prompted for Australia Government approval of the Board of review of foreign investment (FIRB) to buy. This is a simple process and can be through its Australian lawyer or conveyancer. Please note that it is likely that restricted to buying a new property or the purchase of land and the construction of a House.
Purchase of existing property is typically not allowed as the Government believes that it can create asset price bubbles if too much foreign money competes with Australian home buyers. If you are an Australian citizen living abroad, then FIRB approval is not required and you can buy any type of property.
You need to obtain a conveyancer or an attorney to work for to handle the legal aspect of the purchase. Find one that is in the same State as the property that you purchase. Conveyancers hold licenses for its State, so find one from outside the area cannot help you.
A mortgage that specializes in helping foreigners invest broker is also required. This article is designed to help you find a good broker and get approval.
2. Where to buy in Australia
The majority of foreign investors buying in four major cities capital; Sydney, Melbourne, Brisbane and Perth. While Canberra is technically the capital of the nation that many investors prefer to avoid it because it is internal. The relative abundance of the land around Canberra can give as result so strong prices in coastal cities, where the Earth is short increase not.
If you require the approval of FIRB and are restricted to the purchase of a new building that may want to consider one of the tourist cities like Cairns, Townsville, gold, The Sunshine Coast or Byrons Bay coast. These areas are all growing quickly and not there is a shortage of new developments to invest in.
You might want to consider buying in these areas based tourism when the Australian dollar is very high. In particular, Cairns and Gold Coast tend to suffer when the dollar is high because fewer tourists come from overseas. As a result, it may be possible to pick up a bargain. Some investors to transfer their funds to Australia when the dollar is low, and then expect to go through a period of calm and buy in Cairns tourism.
3 How can take?
Foreign citizens investing in Australia generally are allowed to borrow 80% of the value of the property. For mortgages over $ 1 million, this percentage may be reduced to 70% or even 60% for very large loans.
Australian citizens living abroad can borrow up to 90% or in some cases 95% of the value of the property you are buying.
4. How prove your income?
While United Kingdom and United States is common for lenders rely heavily a borrowers credit score, Australia lenders prefer to ask for documents prove their worth of credit. Lenders will ask a range of documents, such as payroll, tax notices, letters from your employer or your accountant if you are self-employed.
Some countries do not have much paperwork that can provide or tax returns are in different languages other than English. In these cases, banks can be considered a "loan low doc" where you sign a declaration confirming your income and the lender takes the word for this. Although this is considered a style of sub-prime lending in other countries, in Australia is quite a common way for people to borrow and whether loans 60% of the value of property or less really has the same interest discount as well!
5 What are interest rates?
Foreigners applying for a mortgage in Australia do not pay an interest rate higher than Australia residents. Indeed, apply to the same professional discounts can get Australians! Most people prefer to choose a variable rate for your Australian loan (similar to a United States adjustable rate mortgage) as fixed rates are usually short deadlines and uncompetitive. Nearly all lenders offer flat rates up to 5 years, but more rarely offered terms of 10 years to 15 years and the competition is low.
6 Does matter your credit rating?
Your credit history or foreign credit score cannot be accessed by Australian lenders. Banks will look for its name in the database of Australian credit, Veda Advantage, however, not penalized for not having paid in Australia before. You will be punished only if you have breached a contract of loan or credit in Australia before. You can be penalized if applied with too many lenders, the number of queries that appears on your credit file can damage your Australia credit rating.
Banks prefer to look at your assets & position of responsibility, income, debt and loan to value (LVR) relationship service relationship.
7. The search for a good mortgage broker
There are two or three firms specialize in helping foreign investors and expatriate Australians to apply for a mortgage in Australia mortgage brokerage. Loans to foreign policy is complex and it is essential that you get the appropriate advice. Most Australia mortgage brokers do not charge for their services, they are paid by the banks to do the work that otherwise would be completed by an official of the Bank loans.
About the author
Otto is a mortgage which specialises in loans to foreign investors & expatriate Australian for over 7 years. Your expert Home loan company is now one of higher Australia foreign home loan brokerage firms.
Real estate United States and Australia
The market of goods United States roots is going through now exactly the opposite of what is happening in Australia. Despite the fact that both countries are experiencing need stricter property loans, United States property market continues to look in declines in value as the financial climate of the country remains unstable.
Some say that it is needed to stop the bubble in the U.S. housing market that moves out of control before the GFC adaptation. More and more Americans were being expelled from the United States property market as prices intensified beyond the affordability of many. The status of mortgages was intended for disaster as a growing number of home owners were unable to meet their monthly payments. As the supply / demand equation goes, balance leaned in favour of an oversupply of U.S. property and property values United States roots quickly started to go south.
There are many indicators coming out showing that the market goods estate United States may have some way to go yet before begins its recovery. Unemployment remains precarious level no real signs of recovery. If people cannot get work, are not in a position to invest in U.S. property. There is a situation where the supply of housing exceeds the number of buyers of property, reduction of U.S. real property values. This is evident by the statistics on new sales house, fell in May 2010 at lower levels ever recorded (since tracking began in 1963). Only 300,000 new sales house were recorded for the month against the 'normal' level of around 800,000.
Despite a series of alarmist calling for the end of the American financial system is close, along with the recovery of goods market United States roots, the population of the country of 280 million people will continue to grow and devote to your business, which includes the need of a roof above your head. It is now once in a life opportunity for Australian investors to wealth creation in the medium and long term. To examine the market goods United States roots with a clear and cautious head, there are many opportunities available in the market for property investors prepared, including Australian investors. Real estate United States offers something that Australians are not accustomed to - positive cash flows and low entry prices.
My name is Claudette Rechtork and I am a mother of 2. Despite that I am an environmental scientist, and always working in the field of conservation marine, I've been interested in and seen the real estate market.
In order to comply with a niche in the market, we have created a website http://www.USRealEstate.com.au unique specialized information Web site for non U.S. investors looking to invest in property.
Visit, and the combination of the 1 month trial investors club for more information about buying property in the United States. We have interviews and other information to give you an idea of what you will receive as part of the Club of investors.